Owner-lessor insurance, also known as non-occupant owner insurance (PNO), is a product designed specifically for owners of rental property.
This insurance complements
- condominium insurance which does not cover lack of installation maintenance, construction defects and non-compliance of electrical and gas installations, unoccupied premises, theft and vandalism.
- the insurance of the tenant, who even if he has the legal obligation to take out civil liability coverage, sometimes fails to comply.
Lessor Owner insurance therefore covers cases where the premises are unoccupied, where the tenant has a lack of insurance or if the tenant's liability is not engaged in a disaster, because it is your responsibility. the responsibility.