Delivery petrol & electric motorcycles & scooters

Delivery Motorcycles and Scooters

You need to deliver your Pizzas, Sushi, Flowers etc… to your customers.
You have a courier business and deliver for your customers with your vehicles.
Your vehicles are on financial lease or purchased.
You rent your vehicles to third parties.

We have a solution for you, in mono or fleet vehicle.

Every day your delivery teams travel many kilometres to ensure the delivery of your goods.

Your delivery people are often young and roam the roads at all times to ensure fast service.

You run a criminal and financial risk if:

you are insured for misuse
you have not affixed the insurance certificate on each of your 2 wheels

Whether in 50, 125 or 500 cm3, drivers of 2 delivery wheels sometimes have dangerous behaviors, which is why it is essential to make them aware of safety, compliance with driving rules and the risks involved. incur by not respecting them.

Systematically provided guarantees:

Civil liability and defense of rights

Civil liability: damage caused to third parties by the vehicle
- Personal injury: unlimited
- Material damage up to 100,000,000 €
Defense of the interests of the insured following an accident

Driver protection

Driver Equipment (ceiling of € 1,000 or € 2,000)
Driver's Body Guarantee (ceiling of € 1,100 for current health expenses, ceiling of € 80,000 for permanent functional impairment and death benefit of € 7,700)

Assistance service

Covering the cost of breakdown assistance or towing the vehicle in the event of breakdown, accident, fire, theft or attempted theft up to a limit of € 180
Vehicle assistance with 50 km excess in the event of a breakdown
Assistance to injured or sick people

Optional guarantees:

Damage to the vehicle

Fire - Forces of nature
Theft and attempted theft
Broken glass
Attacks
Natural disasters
Damage all accidents
Vehicle assistance without kilometer deductible

What is not insured?

Caravans and trailers weighing more than 750 kg, mobile homes
Expensive transport of people
The contents of the vehicle (jewelry, fur, species)

Are there any exclusions from taking out the guarantee?

* Legal exclusions including damages:

Occurred when the driver is under the required age or does not have a valid license,
Occurring during events, races, competitions (or their trials) subject to authorization,
Caused by the transport of hazardous materials,
Suffered by passengers when they are not transported in sufficient safety conditions,
The intentional fact,
Civil or foreign war, riots,
Thefts committed by family members,
Loss of earnings or depreciation of the vehicle, following immobilization of the vehicle (breakdown, accident, etc.),
In case of driving while intoxicated or under the influence of narcotics not prescribed medically,
Damage due to lack of maintenance, wear or inherent defect of the vehicle

Main restrictions:

The driver must be at least 18 years old
A sum may remain the responsibility of the insured (excess) in particular for the theft, fire, damage to the vehicle cover