Your responsibility as a de jure or de facto manager commits you to your personal property, while risking the development of your business.

Faced with a legislative context reinforcing your obligations in this area, QUARTZ Assurances offers extensive protection, including both the management of the manager's defence costs as well as the damages to which he could be ordered.

An inflation of potential litigation sources

In recent years, numerous texts have come to strengthen the obligations of companies and extend the scope of responsibility of managers by imposing stricter internal controls and more transparent financial information.

Multiple strategic operations may then call into question your responsibility, with often serious consequences: business transfer and sale, opening of capital, merger, acquisition, management of participations, export markets ...

All legal structures are concerned, from SARL to listed SA.

As a manager, you are thus required to report to a growing number of people:

• The company in which you perform your duties
• The latter's competitors
• Its shareholders
• His employees
• Public powers
• The corporate officers

Extensive coverage

In order to better cope with these risks, QUARTZ Assurances works with several recognized insurance companies in this field. You can thus be sure to benefit from protection adapted to your needs, with the possibility of drawing up a tailor-made contract to better take into account your specificities.

Your coverage includes:

• Protection of all ex officio executives (presidents, directors, members of the supervisory board, general managers, etc.) but also de facto executives, exercising any management function with or without delegation of power.
• The defence costs of the directors, both civil and criminal, as well as the payment of damages to which they could be condemned. It is subscribed by the company on behalf of the managers of their main establishment and of all its subsidiaries. Non-registered, it does not require the provision of any list at the time of subscription.

Your guarantees:

• Costs related to the representation of executives in the context of any appearance required by an investigation initiated against the subscriber
• Costs related to setting up a penal bond
• Costs for rebuilding the image of leaders
• Costs related to extradition proceedings
• Costs for psychological support for managers and their families