How to choose a TNS mutual?
The role of a TNS mutual is to take care of the co-payment, that is to say the amount remaining payable by the insured after reimbursement of health expenses by Social Security.
A mutual insurance company for self-employed workers will cover the main health posts up to the level of reimbursement determined when taking out a contract for each health guarantee.
When choosing a mutual health insurance, it is therefore essential to precisely define your real needs in terms of current medical costs (drugs, excess fees, etc.), dental costs (implants, orthodontics, etc.) or even hospital costs.
Higher repayment needs
The majority of TNS affiliates choose the lowest reimbursement levels.
However, self-employed workers have higher reimbursement needs overall than members of the general scheme, and this for all health posts.